Sasha Talks Tech
startup stories, trends and digital lifestyle hacks
Tech can really help you to do things differently. Every area of your life is affected in one way or another by technological developments. And your finances should be no exception to this. But how exactly is technology capable of improving your personal financial situation? Read on below if you want to find out.
Data is Being Used More Cleverly by Financial Institutions
When you apply for a loan or want to get a quote from an insurance company these days, they will use data very cleverly. This is a relatively new thing, and it’s all down to how these institutions now use technology and software. They can quickly check your credit score and your financial history to give you the fairest rate possible. Of course, the outcome you get will depend on your credit score and your financial history. But if those things are good, you could get a better deal thanks to technology. So, that’s one thing to be thankful for because it wouldn’t have happened so easily a few years ago.
There Are Whole New Currencies Available to Avoid Online Fraud
These days, you don’t have to pay with cash because of the ubiquity of cards and online payments. But maybe you can go a step further and use your country’s currency a little less. This would have seemed like a crazy idea just a decade ago. But now, thanks to Bitcoin, you can use digital cryptocurrencies that can be used to make purchases, predominantly online. Things like Bitcoin mining are also possible if you want to get even further involved in this world. One of the great things about it is that it helps you to prevent fraudsters taking advantage of you.
The Peer to Peer Economy is Growing Thanks to Tech
The peer to peer economy might still be pretty alien to you. But it’s a change that has been brought about by technology and the availability of fast communication between two people. It can be used for lending purposes. One person could lend money to another. This works for both people because the lender makes money on the interest. And the borrower is helped out of a financial situation they need assistance with. And the middlemen are all cut out. There are no banks or lenders to deal with. Instead, one person deals directly with another. It’s all possible thanks to technology.
Apps Can Help Improve Financial Habits
There are so many apps that each of us uses every day. Whether they help us organise our day, give us recipes or just provide some light entertainment when we’re bored, they’re always there. And there are plenty of financial apps as well. They can be used in different ways. For example, you can use them to set weekly and monthly budgets for yourself. This will make it much easier for you to stay out of the red from month to month. You won’t have to worry about keeping your financial habits getting out of control if you have a few top apps helping to constrain you.
TECH TALK BLOG
Startup stories, tech trends, and apps curated by Tech Blogger and Digital Lifestyle Host Sasha Staar Horne.
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