Sasha Talks Tech
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We all pray and hope that a business disaster won’t happen. It could be a fire, a burglary, a flood or a vicious hack. Putting in preventative measures and having an emergency action plan in place can stop such a disaster from being the end of your business. Here are just a few ways to arm your business against any possible disaster.
Up your cyber-security
Small businesses are becoming a great focus for cybercriminals. These online thieves may try to steal personal information or demand ransoms by taking control of all your files (known as ransomware). Having basic digital security software in place can deter certain hackers, but for extra peace of mind, it could be worth installing disaster recovery software such as http://www.acronis.com/en-us/. This backs up all your files on the cloud and then allows you to cut access to the cloud if someone hacks you. And of course make sure you’re regularly changing passwords.
Protect against burglars
Physical theft is just as common as cybertheft, so make sure your premises is alarmed. Certain burglar alarms can notify you when they go off or notify the police instantly. CCTV can further protect you against burglars – this can be hired out through a security company, who will always be watching you and keeping you safe.
Get fully insured
Some insurance within business is compulsory such as vehicle insurance and employer liability insurance, but others aren’t’ such as property insurance and professional indemnity. Forgoing these optional insurance schemes could result in having to pay out a lot of money in the event of a disaster. Fortunately, there are bundle insurance schemes available such as this one https://completemarkets.com/commercial-general-liability-insurance/storefronts that include multiple policies under one scheme, costing less than were you to take out such schemes individually. Make sure you keep any insurance documents secure.
Run a risk assessment
A risk assessment can be useful for identifying areas of your business that need protecting. Hiring a risk surveyor to tell you which health and safety features and security features your business could benefit from could protect you against any risks that you may have failed to notice. You may also be able to hire someone to create an emergency evacuation plan for your business in the event of a fire, or a disaster recovery plan.
Have a work from home day
During a disaster the office may be out of use. In order to keep things running you may need to work from home for a period of time. Having a work from home day can be a good way of testing this. You won’t be able to continue all tasks but with cloud technology and video communication, sharing information remotely has never been easier, so at least the basic admin can get done. You may even find that you don’t need an office to work from, although you may then have to ensure that you and all your employees have a secure enough network and the appropriate programmes to run your business (you may have to pay for these yourself).
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